--- title: "Flat / apartment in Zona Bahía Blanca, Cádiz — Cádiz" description: "4-bed property in Puerta Tierra, Cádiz — €289,000 to buy, 91m². District guide & costs · +5.5% price growth. RelocateIQ." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "WebSite", "@id": "https://relocateiq.live/#website", "name": "RelocateIQ", "alternateName": [ "Relocate IQ", "RelocateIQ.live" ], "url": "https://relocateiq.live", "publisher": { "@id": "https://relocateiq.live/#organization" }, "inLanguage": "en", "potentialAction": { "@type": "SearchAction", "target": "https://relocateiq.live/search?q={search_term_string}", "query-input": "required name=search_term_string" } }, { "@context": "https://schema.org", "@id": "https://relocateiq.live/#organization", "@type": "Organization", "name": "RelocateIQ", "alternateName": [ "Relocate IQ", "RelocateIQ.live" ], "url": "https://relocateiq.live", "logo": { "@type": "ImageObject", "url": "https://relocateiq.live/favicon.png", "width": 512, "height": 512 }, "image": "https://relocateiq.live/og-default.png", "description": "RelocateIQ is the relocation intelligence platform for UK, German and Dutch expats moving to Spain. 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District guide & costs · +5.5% price growth. RelocateIQ.", "url": "https://relocateiq.live/spain/cadiz/puerta-tierra/property/sale/111551248-flat-apartment-in-zona-bahia-blanca-cadiz", "image": [ "https://sdwnpfzklbrvmnyadsqi.supabase.co/storage/v1/object/public/property-listing-images/cadiz/puerta-tierra/111551248-thumb.webp" ], "numberOfRooms": 4, "floorSize": { "@type": "QuantitativeValue", "value": 91, "unitCode": "MTK" }, "additionalProperty": { "@type": "PropertyValue", "name": "pricePerSquareMeter", "value": 3176, "unitCode": "MTK", "unitText": "EUR/m²" }, "datePosted": "2026-05-24", "dateModified": "2026-08-24", "address": { "@type": "PostalAddress", "streetAddress": "Flat / apartment in Zona Bahía Blanca, Cádiz", "addressLocality": "Cádiz", "addressCountry": "ES" }, "geo": { "@type": "GeoCoordinates", "latitude": 36.5233104, "longitude": -6.2813138 }, "offers": { "@type": "Offer", "price": 289000, "priceCurrency": "EUR", "availability": "https://schema.org/InStock", "validFrom": "2026-05-24", "businessFunction": "https://purl.org/goodrelations/v1#Sell" } }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What is it like to live in Puerta Tierra, Cádiz?", "acceptedAnswer": { "@type": "Answer", "text": "Puerta Tierra is a neighbourhood in Cádiz, Spain. It has a walkability score of 7/10 and a safety score of 8/10. It is considered an established local neighbourhood." } }, { "@type": "Question", "name": "What are property prices like in Puerta Tierra, Cádiz?", "acceptedAnswer": { "@type": "Answer", "text": "Property prices in Puerta Tierra have grown +5.5% over the last 12 months. Gross rental yields range from 3.8–4.8%. Source: RelocateIQ market analysis, August 2026." } }, { "@type": "Question", "name": "What would monthly mortgage payments be on this Cádiz property?", "acceptedAnswer": { "@type": "Answer", "text": "At 80% LTV (20% deposit of €57,800), a repayment mortgage at 3.5% over 25 years on this €289,000 property would cost approximately €1,157/month. Rates vary by lender and applicant profile." } }, { "@type": "Question", "name": "What are the total buying costs for this property in Cádiz, Spain?", "acceptedAnswer": { "@type": "Answer", "text": "The total acquisition cost for this €289,000 property is approximately €313,565, including 8.5% ITP transfer tax, notary fees, land registry and legal costs. Budget approximately 8.5–10% above the asking price for purchase costs in Andalucía." } }, { "@type": "Question", "name": "What is the price per square metre for this property in Puerta Tierra?", "acceptedAnswer": { "@type": "Answer", "text": "This property is priced at €3,176/m² for 91m². The median price per m² for comparable properties in Puerta Tierra is €2,922/m² based on 5 active listings (RelocateIQ, August 2026)." } }, { "@type": "Question", "name": "How does the cost of living in Cádiz compare to London?", "acceptedAnswer": { "@type": "Answer", "text": "Cádiz is significantly more affordable than London. A couple can expect to save 40–60% on monthly living costs compared to London, with lower food, transport, utilities and leisure costs. Property purchase prices are typically 50–70% lower than equivalent London properties. Source: RelocateIQ cost intelligence, August 2026." } }, { "@type": "Question", "name": "What is the Beckham Law tax saving for remote workers buying in Cádiz?", "acceptedAnswer": { "@type": "Answer", "text": "Under Spain's Beckham Law (Ley Beckham), qualifying remote workers pay a flat 24% income tax rate on Spanish-source income up to €600,000, compared to a standard effective rate of approximately 35%. On a salary of €80,000, this represents an annual saving of approximately €8,800. The regime applies for up to 6 years. Professional tax advice is recommended to confirm eligibility." } } ] } ] --- ## See this property the way you'd actually live in it. Two quick details so the numbers reflect _your_ situation. Your UK postcode (or first part) 💡 Enter your full UK postcode for figures that reflect your actual area. Without it we use national averages only. [Find my postcode →](https://www.royalmail.com/find-a-postcode)I'm not from the UK Life stage 🧳 Moving solo Single or independent 👫 Couple Two of you relocating 👨‍👩‍👧 Family Children coming too 🌅 Retiring Semi or fully retired Your current housing in the UK 🔑 Renting I pay rent every month 🏠 Own with mortgage I have a mortgage I'm still paying ✓ Own outright No mortgage — I own my home Total comfortable life · all-in monthly £2,800 UK €1,230 Cádiz Save 63% Estimated savings vs your current life Year 1 £21,048 3 years £63,144 5 years £105,240 That's enough to buy a property outright in many Spanish cities Show me this property → No account needed · Nothing stored without your permission [RelocateIQ](/) [Spain](/spain)[Compare](/compare) ComparisonNeighbourhoodDaily costsGetting aroundLocal lifeMarketCalculatorsPracticalities 🔖 Save📷 View photo[View on Idealista ↗](https://www.idealista.com/inmueble/111551248/) For sale # 4-bed apartment in Puerta Tierra, Cádiz — €289,000 Flat / apartment in Zona Bahía Blanca, Cádiz 4 beds 2 baths 91 m² Floor 1 Lift [Looking to rent in Puerta Tierra instead? View district → ](/spain/cadiz/puerta-tierra) - Puerta Tierra, Cádiz - Rent ~€1/mo - +5.5% growth · 3.8–4.8% yield - low expat community · Walkability 7/10 Your personalised cost comparison will appear here The neighbourhood ## What Puerta Tierra is actually like Puerta Tierra's population is dominated by working families and naval base personnel, which shapes everything from the pace of the streets to the type of housing stock available. The expat presence is low — this is not a district where international arrivals cluster by default. Those who do settle here tend to be budget-conscious professionals or military-adjacent families rather than lifestyle-driven relocators. There are 28 English-language services recorded across the district, which is a functional count rather than a thriving expat infrastructure (RelocateIQ local data, April 2026). The social mix skews local and long-term. You will not find the concentration of northern European retirees that characterises parts of the Costa del Sol, nor the digital nomad density of Cádiz's more central neighbourhoods. Cafeteria Miña Terra on the café circuit is where residents — local and occasional expat alike — tend to anchor their mornings. The community is stable rather than transient, which suits buyers and long-term renters looking for continuity over social scene. Studios in Puerta Tierra start at a median purchase price of €90,000, making them the most accessible entry point in the district. One-bedroom properties sit at €125,000, two-beds at €165,000, and three-beds at €230,000. For larger family homes, four-bedroom properties have a median of €300,000, with five-bedroom-plus stock reaching €420,000. Gross rental yields range from 4.7%–7% depending on property size, with studios and one-beds delivering the strongest returns at the upper end of that band (Fotocasa, April 2026). Best for - ✓ Military families - ✓ Local professionals - ✓ Budget-conscious buyers - ✓ Long-term renters Not for - × Nightlife seekers - × Luxury buyers - × Short-term tourists - × Car-free urbanites Walkability 7.0/10 Transit 6.0/10 Safety 8.0/10 Family 8.0/10 Nightlife 4.0/10 Green space 5.0/10 Value 8.0/10 Cost of life ## What life actually costs in Cádiz Monthly estimates · compared to London Eating Out €180 vs £400 in London −55% Groceries €180 vs £340 in London −47% Transport €40 vs £180 in London −78% Utilities €120 vs £205 in London −41% Internet €35 vs £50 in London −30% Gym €40 vs £70 in London −43% Morning coffee €1.02 per cup · vs London price −54% Draught beer €1.70 per pint · vs London price −54% Figures are city-level monthly estimates. Source: Numbeo Cost of Living Index 2024, updated quarterly. Getting around ## How connected is Puerta Tierra? Playa de la Victoria, Cádiz Jerez Airport 🚌 217 min transit 🚗 42 min drive Plaza de San Juan de Dios, Cádiz 🚶 11 min walk 🚌 10 min transit 🚗 12 min drive Cádiz Train Station 🚶 6 min walk 🚌 6 min transit 🚗 1 min drive Nearest metro: Ciudad Expo · 93955m €289,000 ⚠ Approximate [Open in Maps ↗](https://maps.google.com/?q=36.5233104,-6.2813138) Market intelligence ## The Puerta Tierra property market Price growth · last 12 months +5.5% Gross rental yield 3.8–4.8% 2026 forecast +3.7% 📅 Market data last verified: 24 August 2026 [🗺️ Full neighbourhood guide Schools · cafés · expat life · what it's really like › ](/spain/cadiz/puerta-tierra) Balanced Week of 2026-08-24 ### Buy Balanced Active listings 27 Median price €450,000 €3,521/m² Avg days on market 97 Weeks of supply — ### Rent Monitoring Active listings 2 Median price €1,450 /month Avg days on market — Weeks of supply — District intelligence · RelocateIQ Run the numbers ## Calculators for your situation 🏦 Mortgage calculator What would monthly payments be? 🛒 Cost of living How far does your income go here? ⚖️ Beckham Law calculator Remote worker? See your tax saving PRACTICALITIES ## What buying here actually involves Year built Not disclosed Catastral ref Not disclosed IBI estimate €400–900/yr typical — confirm with agent Community fees ~€40–120/mo typical — confirm with agent True cost: ~€313,959 · 8.7% above asking 🔨 Could this property be renovated? [Looking to rent in Puerta Tierra instead? View district → ](/spain/cadiz/puerta-tierra) Relocation guides ### Everything you need to know about moving to Cádiz [ Visa & legal requirements spain/cadiz/guides/visa-legal ](/spain/cadiz/guides/visa-legal)[ Non-resident mortgages spain/cadiz/guides/mortgages ](/spain/cadiz/guides/mortgages)[ Health insurance in Spain spain/cadiz/guides/health-insurance ](/spain/cadiz/guides/health-insurance)[ Setting up utilities spain/cadiz/guides/utilities ](/spain/cadiz/guides/utilities)[ Mobile & internet spain/cadiz/guides/mobile-connectivity ](/spain/cadiz/guides/mobile-connectivity)[ Removals & shipping spain/cadiz/guides/removals ](/spain/cadiz/guides/removals)[ Beckham Law & tax spain/cadiz/guides/tax-beckham-law ](/spain/cadiz/guides/tax-beckham-law)[ Bringing your car spain/cadiz/guides/your-car ](/spain/cadiz/guides/your-car) Guides & tools ## Everything you need to move to Cádiz Practical reading for buyers moving to Cádiz. [ ### Mortgages in Cádiz Read the guide → ](/spain/cadiz/guides/mortgages)[ ### Visa & legal in Cádiz Read the guide → ](/spain/cadiz/guides/visa-legal)[ ### Tax & Beckham Law in Cádiz Read the guide → ](/spain/cadiz/guides/tax-beckham-law)[ ### Utilities in Cádiz Read the guide → ](/spain/cadiz/guides/utilities)[ ### Removals to Cádiz Read the guide → ](/spain/cadiz/guides/removals)[ ### Health insurance in Cádiz Read the guide → ](/spain/cadiz/guides/health-insurance) Explore more ## Other properties you might like ✦ Personalise your results Optional Match scores update around what matters most to you All pricesUnder €200k€200–300k€300–500k€500k+ [ ![Flat / apartment in Calle Obispo Urquinaona, La Caleta - La Viña, Cádiz](https://sdwnpfzklbrvmnyadsqi.supabase.co/storage/v1/object/public/property-listing-images/cadiz/intramuros-zone-1/111643566-thumb.webp) €90,000 Flat / apartment in Calle Obispo Urquinaona, La Caleta - La Viña, Cádiz 4 bd 1 ba 113 m² ](/spain/cadiz/populo-la-vina/property/sale/111643566-flat-apartment-in-calle-obispo-urquinaona-la-caleta-la-vina)[ ![Flat / apartment in Calle Obispo Urquinaona, La Caleta - La Viña, Cádiz](https://sdwnpfzklbrvmnyadsqi.supabase.co/storage/v1/object/public/property-listing-images/cadiz/intramuros-zone-1/111643201-thumb.webp) €90,000 Flat / apartment in Calle Obispo Urquinaona, La Caleta - La Viña, Cádiz 4 bd 1 ba 113 m² ](/spain/cadiz/populo-la-vina/property/sale/111643201-flat-apartment-in-calle-obispo-urquinaona-la-caleta-la-vina)[ ![Flat / apartment in La Caleta - La Viña, Cádiz](https://sdwnpfzklbrvmnyadsqi.supabase.co/storage/v1/object/public/property-listing-images/cadiz/intramuros-zone-1/111681864-thumb.webp) €140,000 Flat / apartment in La Caleta - La Viña, Cádiz 1 bd 1 ba 45 m² ](/spain/cadiz/populo-la-vina/property/sale/111681864-flat-apartment-in-la-caleta-la-vina-cadiz)[ ![Flat / apartment in La Caleta - La Viña, Cádiz](https://sdwnpfzklbrvmnyadsqi.supabase.co/storage/v1/object/public/property-listing-images/cadiz/intramuros-zone-1/111510181-thumb.webp) €140,000 Flat / apartment in La Caleta - La Viña, Cádiz 2 bd 1 ba 45 m² ](/spain/cadiz/populo-la-vina/property/sale/111510181-flat-apartment-in-la-caleta-la-vina-cadiz) [ Everything about living in Cádiz Cost of living · schools · healthcare · visa · expat life ](/spain/cadiz) ### Other neighbourhoods in Cádiz Each neighbourhood has its own character — prices to help you choose where to look next [ Centro Histórico 🔑 Rent from: €450/mo 🏠 Buy from: €70k ](/spain/cadiz/centro-historico)[ Cortadura 🔑 Rent from: €520/mo 🏠 Buy from: €110k ](/spain/cadiz/cortadura)[ El Mentidero 🔑 Rent from: €500/mo 🏠 Buy from: €90k ](/spain/cadiz/el-mentidero)[ Extramuros Norte 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/cadiz/extramuros-norte)[ Intramuros Zone 1 🔑 Rent from: €450/mo 🏠 Buy from: €70k ](/spain/cadiz/intramuros-zone-1)[ Intramuros Zone 2 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/cadiz/intramuros-zone-2)[ Peral-Pozuelo 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/cadiz/peral-pozuelo)[ Populo-La Viña 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/cadiz/populo-la-vina)[ Santa María 🔑 Rent from: €430/mo 🏠 Buy from: €65k ](/spain/cadiz/santa-maria) ### Plan your move Practical guides for relocating to Cádiz [ Visa & legal ](/spain/cadiz/guides/visa-legal)[ Non-resident mortgages ](/spain/cadiz/guides/mortgages)[ Beckham Law & tax ](/spain/cadiz/guides/tax-beckham-law) ### Explore other cities in Spain Not sure Cádiz is right? Prices to help you compare [ 🇪🇸 Barcelona Cosmopolitan coastal capital of Catalonia 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/barcelona)[ 🇪🇸 Madrid Energy and culture at the heart of Spain 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/madrid)[ 🇪🇸 Seville Andalusian charm, classic Spain 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/seville)[ 🇪🇸 Valencia Beach city with a relaxed pace 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/valencia)[ 🇪🇸 Málaga Sunny Costa del Sol hub, expat-friendly 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/malaga)[ 🇪🇸 Alicante Affordable beach living on the Costa Blanca 🔑 Rent from: €350/mo 🏠 Buy from: €38k ](/spain/alicante)[ 🇪🇸 Granada Historic, walkable, low cost of living 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/granada)[ 🇮🇨 Tenerife Year-round sun and island lifestyle 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/tenerife)[ 🇪🇸 Palma de Mallorca Island capital with international scene 🔑 Rent from: €650/mo 🏠 Buy from: €90k ](/spain/palma-de-mallorca)[ 🇪🇸 Cádiz Atlantic coast, ancient and unhurried 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/cadiz)[ 🇪🇸 Girona Medieval Catalan city near the Pyrenees 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/girona)[ 🇪🇸 Tarragona Roman heritage on the Costa Daurada 🔑 Rent from: €1/mo 🏠 Buy from: €0k ](/spain/tarragona) 🇪🇸 Bilbao Coming soon Basque culture and modern art Prices available on launch 🇪🇸 San Sebastián Coming soon Coastal gastronomy capital Prices available on launch RelocateIQ Smart relocation decisions, powered by data #### Product - [Compare Cities](/compare) - [How It Works](/why-relocateiq) - [Data Sources](/#data-sources) - [Privacy Policy](/privacy) #### Use Cases - [Remote Workers](/compare) - [Retirees](/compare) - [Families](/compare) - [Digital Nomads](/compare) #### Support - [About RelocateIQ](/about) - [Why RelocateIQ](/why-relocateiq) - [FAQ](/#faq) - [Contact Us](/contact) - [Feature Requests](/feature-requests) - [Report Issue](/report-issue) © 2025 RelocateIQ. 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