What is it like to live in Santa Úrsula, Tenerife?

Santa Úrsula is a neighbourhood in Tenerife, Spain. It has a walkability score of 5/10 and a safety score of 8/10. It is considered an established local neighbourhood.

What are property prices like in Santa Úrsula, Tenerife?

Property prices in Santa Úrsula have grown +9.4% over the last 12 months. Gross rental yields range from 5.4–7.1%. Source: RelocateIQ market analysis, May 2026.

What would monthly mortgage payments be on this Tenerife property?

At 80% LTV (20% deposit of €111,800), a repayment mortgage at 3.5% over 25 years on this €559,000 property would cost approximately €2,239/month. Rates vary by lender and applicant profile.

What are the total buying costs for this property in Tenerife, Spain?

The total acquisition cost for this €559,000 property is approximately €606,515, including 8.5% ITP transfer tax, notary fees, land registry and legal costs. Budget approximately 8.5–10% above the asking price for purchase costs in Andalucía.

What is the price per square metre for this property in Santa Úrsula?

This property is priced at €2,379/m² for 235m².

How does the cost of living in Tenerife compare to London?

Tenerife is significantly more affordable than London. A couple can expect to save 40–60% on monthly living costs compared to London, with lower food, transport, utilities and leisure costs. Property purchase prices are typically 50–70% lower than equivalent London properties. Source: RelocateIQ cost intelligence, May 2026.

What is the Beckham Law tax saving for remote workers buying in Tenerife?

Under Spain's Beckham Law (Ley Beckham), qualifying remote workers pay a flat 24% income tax rate on Spanish-source income up to €600,000, compared to a standard effective rate of approximately 35%. On a salary of €80,000, this represents an annual saving of approximately €8,800. The regime applies for up to 6 years. Professional tax advice is recommended to confirm eligibility.

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For sale

€559,000

Santa Úrsula

3 beds2 baths235 m²

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Santa Úrsula, Tenerife
Rent ~€1,100/mo
+9.4% growth · 5.4–7.1% yield
low expat community · Walkability 5/10

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The neighbourhood

What Santa Úrsula is actually like

The resident base is overwhelmingly local Canarian — families with school-age children and retirees who have lived in the municipality for decades. Commuter workers travelling into Santa Cruz de Tenerife make up a secondary layer, drawn by lower rents and the quick motorway connection. Expat density is low, and the international community that does exist tends to be long-term residents rather than recent arrivals or digital nomads (RelocateIQ analysis, April 2026).

The expat presence is thin enough that there is no defined foreign quarter or well-known expat meeting point in the way you find in, say, Los Cristianos. Bar Cafetería Punto Zero, rated 5/5 on Google, functions as a neighbourhood social hub rather than an expat-specific venue. English-language services number 17 across the district — a functional count, though modest relative to larger Tenerife municipalities — which means most daily admin and professional interactions will require Spanish (RelocateIQ local data, April 2026).

Year-on-year purchase price growth is 6.5%, and the three-year cumulative figure is 15%. Rental growth has outpaced purchase appreciation significantly, with year-on-year rental growth at 9.9% and five-year rental growth at 50.5% — a figure that underlines how tight the rental market has become relative to where it started (Fotocasa, April 2026). Forward projections put the average price per sqm at €2,380–€2,480 in 2026 (+4%) and €2,450–€2,580 in 2027 (+4.8%), suggesting continued but measured appreciation rather than a sharp correction or acceleration.

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